.referral-landing{background:var(--color-background-1);color:#353a47}.referral-landing *{letter-spacing:0}.referral-landing h1,.referral-landing h2,.referral-landing h3,.referral-landing p{margin:0}.referral-container{width:min(1160px,100% - 48px);margin:0 auto}.referral-hero{min-height:650px;color:var(--color-background-1);background:#353a47;align-items:center;display:flex;overflow:hidden}.referral-hero-layout{grid-template-columns:minmax(0,1.15fr) minmax(390px,.85fr);align-items:center;gap:72px;padding-top:72px;padding-bottom:72px;display:grid}.referral-hero-copy{max-width:690px}.referral-eyebrow{color:var(--color-accent-1);text-transform:uppercase;font-size:15px;font-weight:700;line-height:1.4;margin-bottom:12px!important}.referral-hero .referral-eyebrow{color:#8fd3fb}.referral-hero h1{max-width:650px;font-size:60px;font-weight:700;line-height:1.08}.referral-hero-intro{color:#e4e7ec;max-width:670px;font-size:20px;line-height:1.55;margin-top:24px!important}.referral-agent-note{color:#e4e7ec;max-width:670px;font-size:15px;line-height:1.55;margin-top:16px!important}.referral-agent-note strong,.referral-agent-note a{color:var(--color-background-1)}.referral-agent-note a{text-decoration:underline}.referral-hero-highlight{color:var(--color-background-1);font-size:21px;font-weight:700;line-height:1.45;margin-top:20px!important}.referral-actions{flex-wrap:wrap;gap:12px;margin-top:32px;display:flex}.referral-button{text-align:center;border:2px solid #0000;border-radius:2px;justify-content:center;align-items:center;min-height:48px;padding:12px 22px;font-size:16px;font-weight:700;line-height:1.25;text-decoration:none;transition:background-color .16s,border-color .16s,color .16s;display:inline-flex}.referral-button-primary{background:var(--color-accent-1);color:var(--color-background-1)}.referral-button-primary:hover,.referral-button-primary:focus-visible{background:var(--color-accent-2);color:var(--color-background-1)}.referral-button-secondary{border-color:var(--color-background-1);color:var(--color-background-1)}.referral-button-secondary:hover,.referral-button-secondary:focus-visible{background:var(--color-background-1);color:#353a47}.referral-button:focus-visible,.referral-terms summary:focus-visible{outline-offset:3px;outline:3px solid #ffbf47}.referral-offer-visual{grid-template-columns:1fr 1px 1fr;align-items:center;gap:28px;min-height:350px;padding:58px 0 20px;display:grid;position:relative}.referral-offer-visual img{object-fit:contain;width:112px;height:112px;position:absolute;top:0;right:10px;transform:rotate(7deg)}.referral-offer-person{flex-direction:column;gap:8px;display:flex}.referral-offer-person span{color:#b9c1cd;text-transform:uppercase;font-size:15px;font-weight:700}.referral-offer-person strong{color:var(--color-background-1);font-size:76px;font-weight:700;line-height:1}.referral-offer-person small{color:#e4e7ec;font-size:16px;line-height:1.4}.referral-offer-divider{background:#ffffff47;width:1px;height:180px}.referral-section{padding:88px 0}.referral-section-tinted{background:var(--color-background-2)}.referral-section-heading{max-width:640px;margin-bottom:38px}.referral-section h2,.referral-cta h2{color:#353a47;font-size:40px;font-weight:700;line-height:1.18}.referral-steps{grid-template-columns:repeat(4,minmax(0,1fr));gap:0;margin:0;padding:0;list-style:none;display:grid}.referral-steps li{border-left:1px solid #d2d4da;min-width:0;padding:0 28px}.referral-steps li:first-child{border-left:0;padding-left:0}.referral-steps li:last-child{padding-right:0}.referral-step-number{background:var(--color-accent-1);width:38px;height:38px;color:var(--color-background-1);border-radius:50%;justify-content:center;align-items:center;margin-bottom:18px;font-size:17px;font-weight:700;display:inline-flex}.referral-steps h3,.referral-example-groups h3{color:#353a47;font-size:20px;font-weight:700;line-height:1.35}.referral-steps p{color:#5b6472;font-size:16px;line-height:1.55;margin-top:9px!important}.referral-value-layout{grid-template-columns:minmax(280px,.75fr) minmax(0,1.25fr);align-items:start;gap:88px;display:grid}.referral-value-intro{position:sticky;top:32px}.referral-value-intro>p:last-child,.referral-eligibility-copy{color:#5b6472;font-size:17px;line-height:1.65;margin-top:20px!important}.referral-example-groups{gap:42px;display:grid}.referral-example-groups section>h3{margin-bottom:14px}.referral-example-list{border-top:1px solid #cdd3dc}.referral-example-list article{border-bottom:1px solid #cdd3dc;justify-content:space-between;align-items:center;gap:24px;padding:18px 0;display:flex}.referral-example-list article>div{flex-direction:column;gap:4px;min-width:0;display:flex}.referral-example-list article>div strong{color:#353a47;font-size:16px;font-weight:700}.referral-example-list article>div span{color:#697381;font-size:14px;line-height:1.4}.referral-example-list article>p{color:#353a47;flex:none;font-size:16px}.referral-example-list article>p strong{color:var(--color-accent-2);font-size:24px;font-weight:700}.referral-examples-unavailable{color:#5b6472;font-size:17px;line-height:1.6}.referral-eligibility-layout{grid-template-columns:minmax(0,1.1fr) minmax(320px,.9fr);align-items:center;gap:80px;display:grid}.referral-credit-callout{border-left:5px solid var(--color-accent-1);padding:30px 0 30px 32px}.referral-credit-callout strong{color:#353a47;font-size:20px;font-weight:700}.referral-credit-callout p{color:#5b6472;font-size:16px;line-height:1.6;margin-top:10px!important}.referral-cta{background:var(--color-accent-3);color:var(--color-background-1);padding:52px 0}.referral-cta-layout{justify-content:space-between;align-items:center;gap:40px;display:flex}.referral-cta h2{color:var(--color-background-1)}.referral-cta p{color:#dce7f4;font-size:17px;line-height:1.5;margin-top:8px!important}.referral-terms{background:var(--color-background-1);padding:38px 0 64px}.referral-terms details{border-bottom:1px solid #d2d4da}.referral-terms summary{color:#353a47;cursor:pointer;padding:18px 42px 18px 0;font-size:18px;font-weight:700;list-style:none;position:relative}.referral-terms summary::-webkit-details-marker{display:none}.referral-terms summary:after{content:"+";color:var(--color-accent-2);font-size:28px;font-weight:400;line-height:1;position:absolute;top:14px;right:4px}.referral-terms details[open] summary:after{content:"−"}.referral-terms-content{color:#5b6472;max-width:850px;padding:0 0 26px;font-size:15px;line-height:1.6}.referral-terms-content ul{margin:14px 0 0;padding-left:20px;list-style:outside}.referral-terms-content li+li{margin-top:7px}@media (width<=980px){.referral-hero{min-height:0}.referral-hero-layout,.referral-value-layout,.referral-eligibility-layout{grid-template-columns:1fr}.referral-hero-layout{gap:42px}.referral-offer-visual{max-width:600px;min-height:260px;padding-top:25px}.referral-offer-visual img{width:88px;height:88px;top:-18px}.referral-steps{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:40px}.referral-steps li:nth-child(3){border-left:0;padding-left:0}.referral-value-layout,.referral-eligibility-layout{gap:42px}.referral-value-intro{position:static}}@media (width<=640px){.referral-container{width:min(100% - 32px,1160px)}.referral-hero-layout{padding-top:52px;padding-bottom:46px}.referral-hero h1{font-size:40px}.referral-hero-intro,.referral-hero-highlight{font-size:18px}.referral-actions{flex-direction:column;align-items:stretch}.referral-offer-visual{grid-template-columns:1fr;gap:18px;min-height:0;padding-top:8px}.referral-offer-visual img{width:72px;height:72px;top:-8px;right:0}.referral-offer-person strong{font-size:58px}.referral-offer-divider{width:100%;height:1px}.referral-section{padding:62px 0}.referral-section h2,.referral-cta h2{font-size:32px}.referral-steps{grid-template-columns:1fr;gap:0}.referral-steps li,.referral-steps li:first-child,.referral-steps li:nth-child(3){border-top:1px solid #d2d4da;border-left:0;padding:24px 0}.referral-steps li:first-child{border-top:0;padding-top:0}.referral-example-list article{align-items:flex-end;gap:12px}.referral-example-list article>p{text-align:right}.referral-example-list article>p strong{font-size:21px}.referral-credit-callout{padding:24px 0 24px 22px}.referral-cta-layout{flex-direction:column;align-items:stretch}}@media (prefers-reduced-motion:reduce){.referral-button{transition:none}}